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Attention First Time Buyers!

For those considering becoming a homeowner, there are a lot of variables to think about. Rents are high and mortgage rates are low. Many people tell us that they would prefer to make a mortgage payment as opposed to paying rent each month, but that they just don’t have the down payment in the bank. What many do not realize is that they may be closer to being able to afford a home than they think.

The California Housing Finance Agency (CalHFA) has loan programs that are designed to help people buy their first home. The loans might not be a solution for everyone, but depending on a number of variables, getting a down payment together might not turn out to be as impossible as it once seemed. Take a look HERE and see if this is something that might be a good fit. If you’ve got questions or would like to find out more, feel free to give us a call.

P.S. The state defines a first time home buyer as someone who has never owned a home OR has not owned and occupied their own home in the past three years.


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